Six financial strategies to help you get financially back on track – Polk Partners

Seek financial help with Polk Partners

Six financial strategies to help you get financially back on track – Polk Partners

When it comes to financial woes, there is plenty of information and advice on the internet. Some may be helpful while others are somewhat unrealistic.

Truthfully, there are some adjustments you can make in your daily life that can prove to be useful in terms of your household or business finances, without necessarily having to sacrifice all the things that you find enjoyable.

It does, however, require some level of self-control, and of course, planning to get your finances back on track.

Have a look at these six strategies to get your finances sorted without giving up too much.


It can be tricky to start spending less and start saving if you don’t have a goal that you’re working towards that can motivate you to keep going and prevent you from impulse buying.

It could be something like saving for a family vacation to a destination that you’ve always dreamt about, a new vehicle, or a home renovation project.

You can also combine these goals, or you can work towards a goal that is not directly linked to cash.

For example, spending less cash on soda or unhealthy foods to lose weight for going on that vacation you’re saving towards.

2 – Your main priority must be paying off your debt, but create a solid strategy – Polk Partners

Once you’ve managed to free yourself from the burden of a debt mountain, you can really take charge of your personal finances efficiently.

It may seem like a strenuous and long journey, however, once you get started, you’ll be surprised at how quickly it starts happening once you’ve gained momentum.


3 – Create a solid strategy for paying off the debt faster and stick to it, no matter what.

You don’t have to deprive yourself of all luxuries but be wise about your spending and don’t splurge money on things that you can’t really afford.

Rather get out of debt quicker by negotiating with creditors or if your debt is out of control to consider opting for a debt repayment offering with a monthly payment and low-interest rates.

4 – Doing DIY projects at home instead of heading to the store

There are plenty of things you can do in and around your home by fixing, improving or renovating yourself and subsequently save tons of cash on things like new furniture, repair bills, cleaning products, decorations, etc.

Repurpose a worn-out piece of furniture and give it a makeover with some glue, paint, and sandpaper.

Most home projects are cost-effective and easy to accomplish.

Being creative and focusing on something other than your finances, can help you with improving your spending habits and at the same time avoiding the shops altogether.

5 – Planning in advance for shopping trips and buy smartly

Planning ahead and stocking up on food and essentials once a week or month can help you save money by taking advantage of bulk deals, plus it can save you money for gas.

Many online retailers offer exclusive online specials and coupons that could stretch your budget even further.

6 – Cooking your own meals instead of ordering in

It is much cheaper to prepare your own meals than ordering fast food, plus it is much healthier and tastier.

You can also cook in bulk and store them in the fridge in plastic containers which will free up some time since that you can allocate towards your DIY projects and you’ll also save on your electricity bill



Curbing on your spending and actively taking control of your finances necessitate long-term lifestyle adjustments, but it can benefit you immensely.

With the right motivation, a solid strategy and perseverance, you can start paying off debts, saving for something worthwhile and become financially independent.

It is just a matter of getting accustomed to a new way of thinking and making better and smarter financial decisions.

Jill Alexa du Preez JillAlexa.com   Pinterest    Instagram  Facebook         Twitter      Wealthy Affiliate

Jill Alexa

Jill of all Trades. Master of Many. Too busy to die.

Leave a Reply

Your email address will not be published.