What Does Your Personal Injury Insurance Cover?
So many of us live in a fools’ paradise, we think that accidents and the death of a spouse/partner, only happen to other people. We hear of accidents every day on the radio programs and news items, but they don’t touch you unless you know the people involved.
What if it happens to you?
Would you know what to do?
Who to contact?
What your Personal Injury Insurance Covers?
Perhaps, you are like many of us who have been protected by our husbands/partners taking care of all the “business affairs” of the family and now are on their own.
Now it Is The Time To Wake Up To What Are Now Your Responsibilities
Vehicle accidents happen every day and you should be ready should you be the next victim. Now would be the time to contact a good Law Firm, such as Kinney, Fernandez & Boire, arrange a meeting with one of their Attorneys, and seek advice as to what you would be covered for, should you be involved in an accident.
This cannot be left until after the fact.
You will need to know how well you are covered in case of so many things that could be the result of the accident.
Would your insurance cover the following:-
- What happens if you are seriously injured and need long term hospitalization?
- On-going treatment?
- Occupational Therapy?
- Job Loss? Due to time off work. Psychological Help due to the stress caused by the accident and how it has affected your life.
- Perhaps you have lost a limb or mobility.
There will be so many questions you will need to be answered. It might even be a good idea to write the questions down before you to your appointment. It is so easy to walk out and think, I should have asked this or that, as it is not something one does every day.
The good thing is that you now have consulted a reliable Attorney, such as Kinney, Fernandez & Boire and are now aware of your legal rights as far as your Personal Injury Insurance goes, and you will be able to call him/her and ask the questions you still need to be answered.
This will put your mind at ease on that score.
After the death of your Spouse/Partner, here are just a few of the things YOU will now need to attend to:
The shock of losing one’s loved one can throw you off kilter and it is not wise to make big decisions like selling your home and moving etc., for at least six months or so.
Sadly though there are things that cannot wait.
- Payments to be made and these are some the new things that will now fall on your shoulders.
- Learn to use the computer, if you don’t know how, and have to do online payments. It is a good thing to go for lessons and to persevere.
- If you don’t already have a Banking Account – open one in your name.
- Have the payments for Insurance Policies, Levy, Medical Aid etc. automatically taken off your account by debit order.
- Make sure that the car is registered in your name.
- Keep records when payments will be due for things like the Vehicle License, Post Office Box, Television License. All the annual payments.
- If you are a Pensioner, consult with the person who is looking after your affairs and make sure you are fully versed in what is happening with the Investments. It is useless to keep your head in the sand and ignore the very things that will matter for your future financial welfare.
Once all the shock has worn off and the financial matters in hand, it is now time to think of taking your own life back.
Something that will take your mind off the bad times: There are so many choices to make and exciting things to do.
Perhaps you will find the confidence to go on a road trip and stop at all the places that catch your eye.
Or even go further afield and go on a fabulous cruise. I can recommend going on a Carribean Cruise as I have been on one, many years ago, mind. It was the most amazing experience and I can vouch for the wonderful treatment one get with Royal Carribean Cruise Lines.
I am sure that if your jaw got tired while eating the fantastic food, the ever attentive waiters, would even chew for you.
Joking aside, don’t be afraid to take a trip on your own. There will be many more doing exactly the same and you could make some wonderful new friends.
There are so many